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Young_Chitlin needs sound advice V

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I need some sound advice again, feel free to chime in on either one

1) I was at the movies, waiting in line for the theater to open up. Was discussing something related to getting a Master's degree in Social Work to accentuate the current job I have. An old woman tapped me on the shoulder and said simply that it would be a "huge mistake" to do that. My brother said I should go for an MBA with an emphasis on Social Work, if that is what I want to do. What do you think? I think I'm going for the MBA, but what should the "emphasis" be on that would help my current job?

2) I helped my mom out paying her phone bill, even as I'm tight on cash myself. Would you still help your parent out with a bill, if that meant getting a card charged off, late fees, or some other penalty on your credit?

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